Tag Archives: Tax Free Retirement

16 Financial Things To Do Before You Die (Ep.22)

July 20, 2022Education, Finance, Financial Services, Investments, Retire, Retirement, UncategorizedBusiness Benefits, Complete Solutions Inc., Employee Benefits, Estate Planning, Financial Planning, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Do you know what your estate plan looks like? If you don’t you should start planning, and if you do, you should probably get that on paper for your beneficiaries.

In this episode, Scott Leonardi emphasizes the importance of 16 things you should do before you die. Not the fun things, like going sky-diving or trying a cup of Kopi Luwak from your bucket list. But he explains some of the most important things you should start thinking about to prepare for when you go.

Scott discusses:

How creating an itemized inventory can help with more than just estate planning
Why you shouldn’t keep only one copy of your estate plans
Why you need to review and update your retirement, estate and insurance documents regularly
The importance of simplifying your finances
And more

Resources:

Book Time With Scott Leonardi:

Schedule a Call

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Understanding Fees vs Commissions (Ep.21)

July 6, 2022Education, Finance, Financial Services, Investments, Retire, Retirement, UncategorizedBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

How do you pay your financial advisor?

When it comes to financial or retirement planning, many don’t think about how they’re paying their advisors.

In this episode, Scott Leonardi talks about when advisors are compensated by commissions versus different types of fees, and why trust is so important when it comes to hiring an advisor who you’re willing to pay.

Scott discusses:

How salesy advisors give other advisors a bad reputation
Why it boils down to dealing with an advisor you trust
What the difference is between fees and commissions
The different types of fees
And more

Resources:

The 411 of Active vs. Passive Investing With Chris Strehle (Ep. 18)

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Do you Have a Will or a Won’t? With Attorney Karen Hamilton (Ep.19)

April 13, 2022Education, Finance, Financial Services, Investments, Retire, RetirementBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Do you have all four of your major estate planning documents in place and up to date?

In this episode, Scott Leonardi has a conversation with attorney Karen Hamilton, to discuss the planning estate documents everyone needs and why they’re so important. The four documents she discusses are a basic will, a living will, your healthcare power of attorney, and the durable power of attorney—do you have yours in place?

Karen and Scott discuss:

The four estate planning documents you need
What is a will and why it’s so important
What ‘probate’ means and how it could apply to you
How to avoid probate and the benefits of doing so
And more

Connect With Karen Hamilton:

Karen Hamilton Law

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About Our Guest:

Attorney Hamilton’s areas of practice covers, trusts and estates, wills, probate, estate planning and bankruptcy. She was admitted to the Ohio and U.S District Court, Northern District Ohio in 1995 and the U.S. District Court, Southern District of Ohio in 1999. She gained bar admittance in the U.S. supreme court in 2000. Karen graduated cum laude from the Cleveland-Marshall College of Law in 1995. Prior to this, she acquired her Bachelor of Science degree from Franklin University, where she graduated magna cum laude in 1992. Karen is married and lives in Grove City. Karen is serious about her 4 legged friends as she trains and competes in Dog Agility competitions. She also competes in the sport of curling.

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The 411 of Active vs. Passive Investing With Chris Strehle (Ep. 18)

March 30, 2022Education, Finance, Financial Services, Investments, Retire, RetirementBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

The investment strategies you used to get to retirement, may or may NOT be the strategies you should use in retirement.

Some people use water cooler or coffee station advice during their working years. This means they just ask their co-workers what options they choose for their 401K and then they just copy that plan. Your retirement accounts are vital to your future. Get the education and advice you deserve that will help you to protect what you spent your entire life accumulating.

In this episode, Scott Leonardi talks with Chris Strehle, a 24 year veteran financial advisor and strategic partner at Complete Solutions, to discuss the difference between active and passive investing.

Chris and Scott discuss:

The fact that unfortunately, most people do not know what option they are using nor why
What’s important about My Red Money!
Different types of client portfolios
Using both active and passive money management for various streams of income
The importance of determining your risk tolerance—and how to do it
And more

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Schedule a Call

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The A, B, C and D’s of Medicare (Ep. 17)

March 16, 2022Education, Finance, Financial Services, Investments, Retire, RetirementBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Medicare, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Have you planned your healthcare coverage for after you’re retired?

Whether you have yet to retire or are retired already, it’s important to know your options so you can choose a Medicare Plan that fits your needs and makes the most sense for you.

In this episode, Scott Leonardi reveals what you need to know about Medicare and choosing your healthcare plan for retirement.

Scott discusses:

How Medicare is designed and what it covers
Differences between parts A, B, C and D including their costs
Plan options available to you
Penalties and how they can affect you
And more

Resources:

scott@itc411.com to get a free copy of his book or book a phone conversation

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10 Bad Financial Habits to Break to Get Out of Debt, Part Two (Ep. 16)

March 2, 2022Education, Finance, Financial Services, Investments, Retire, RetirementBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Have you ever started accumulating debt and decided to just ignore it? Perhaps it is too painful to talk about, or you just don’t even want to take the time to figure out how to get yourself out of debt?

In part two of this two part series, Scott Leonardi revisits 10 financial habits you need to break to get out of debt. Scott shares the second half of the list, and gives you a look into how the habits could be negatively impacting you now and in the future.

Scott discusses:

Lifestyle inflation and how it could grow your debt
The importance of budgeting as a way to avoid debt
Why you should always be thinking about the future
Saving, saving, saving!
And more

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10 Bad Financial Habits to Break to Get Out of Debt, Part One (Ep. 15)

February 16, 2022Education, Finance, Financial Services, Investments, Retire, RetirementBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

We all have our own financial habits. Maybe you put a charge on your credit card to earn extra rewards, or find yourself buying a coffee every morning rather than making one at home out of convenience.

No matter what your habits are, they could be leading you down a path towards debt and you need to learn how to curb those habits before it’s too late.

In this episode, Scott Leonardi speaks about some of the most common financial habits that people need to break. Scott talks about how people fall into these habits and what you should be doing to get out of them.

Scott discusses:

How financial habits are formed at all ages and could be happening without you even knowing
The psychology of spending money and how it can lead to bad habits
The concept of keeping up with the Joneses when it comes to your money
And more

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The Complete Solutions Retirement Toolkit (Ep. 14)

January 26, 2022Education, Finance, Financial Services, Investments, Retire, RetirementBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Your retirement is like your next big adventure and it is important that you are fully prepared to dive right in.

In this episode, Scott Leonardi educates you about his retirement toolkit and how it is a great resource to ensure that you are planning for retirement properly. Scott introduces you to what is involved in his toolkit and how you can get your hands on it.

Scott discusses:

Why he created the retirement toolkit
How holistic planning fits into the design of the retirement toolkit
What you are getting with the retirement toolkit
How retirement isn’t related to age, rather related to money and being prepared
And more

Resources:

Get your FREE retirement book

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13. Are you Smarter than a 5th Grader? – Talk to your Kids About $$

November 10, 2021Education, Finance, Financial Services, Investments, Retire, Retirement, UncategorizedBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Are you smarter than a fifth grader?

Let’s find out!

In this episode, Scott Leonardi invites his daughter Milania onto the show to talk about money and answer some trivia … but guess what? You get to participate too! Test your knowledge against a real fifth grader and see how you do. Scott also speaks to his daughter about money so you can see how you could start having the money talk with your children and grandchildren too.

Scott and Milania discuss:

What is money, and what does it do?
The importance of saving money
Who is responsible to make money
Random trivia along the way (this is where you get to play)
And more

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12. Identity Theft 101 — Won’t Happen to Me!

October 27, 2021Education, Finance, Financial Services, Investments, Retire, Retirement, UncategorizedBenefits, Business Benefits, Complete Solutions Inc., Employee Benefits, Financial Planning, Identity Theft, Protection, Retirement Planning, Scott Leonardi, Social Security, Tax Free Retirement, The Scottie Showtimetogetyourducksinarow

Identity theft — as technology enhances, it is becoming a bigger and bigger problem, and you need to know how to protect yourself before it is too late.

In this episode, Scott Leonardi educates you on the problem of identity theft and how it is not something you can simply avoid by shredding some papers. Scott aims to provide you with some information so you can begin protecting yourself and your online identity today!

Scott discusses:

The various types of identity theft and how you can avoid falling victim to them
Some staggering statistics about identity theft over the last few years
Identity theft as an issue for children
What you should be doing now to protect yourself
And more

Connect With Scott Leonardi:

(937)898-2273

Complete Solutions Inc.

LinkedIn: Scott Leonardi

LinkedIn: Complete Solutions Inc.

Facebook: Complete Solutions Inc.

Twitter: Scott Leonardi

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