Tag Archives: Benefits

FEATURE

Understanding Fees vs Commissions (Ep.21)

Education, Finance, Financial Services, Investments, Retire, Retirement, Uncategorized, , , , , , , , , ,

How do you pay your financial advisor? 

When it comes to financial or retirement planning, many don’t think about how they’re paying their advisors.

In this episode, Scott Leonardi talks about when advisors are compensated by commissions versus different types of fees, and why trust is so important when it comes to hiring an advisor who you’re willing to pay.

Scott discusses:

  • How salesy advisors give other advisors a bad reputation
  • Why it boils down to dealing with an advisor you trust
  • What the difference is between fees and commissions
  • The different types of fees
  • And more

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FEATURE

Do you Have a Will or a Won’t? With Attorney Karen Hamilton (Ep.19)

Education, Finance, Financial Services, Investments, Retire, Retirement, , , , , , , , , ,

Do you have all four of your major estate planning documents in place and up to date?

In this episode, Scott Leonardi has a conversation with attorney Karen Hamilton, to discuss the planning estate documents everyone needs and why they’re so important. The four documents she discusses are a basic will, a living will, your healthcare power of attorney, and the durable power of attorney—do you have yours in place?

Karen and Scott discuss:

  • The four estate planning documents you need
  • What is a will and why it’s so important
  • What ‘probate’ means and how it could apply to you
  • How to avoid probate and the benefits of doing so
  • And more

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About Our Guest:

Attorney Hamilton’s areas of practice covers, trusts and estates, wills, probate, estate planning and bankruptcy. She was admitted to the Ohio and U.S District Court, Northern District Ohio in 1995 and the U.S. District Court, Southern District of Ohio in 1999. She gained bar admittance in the U.S. supreme court in 2000. Karen graduated cum laude from the Cleveland-Marshall College of Law in 1995. Prior to this, she acquired her Bachelor of Science degree from Franklin University, where she graduated magna cum laude in 1992. Karen is married and lives in Grove City. Karen is serious about her 4 legged friends as she trains and competes in Dog Agility competitions. She also competes in the sport of curling.

 

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FEATURE

The 411 of Active vs. Passive Investing With Chris Strehle (Ep. 18)

Education, Finance, Financial Services, Investments, Retire, Retirement, , , , , , , , , ,

The investment strategies you used to get to retirement, may or may NOT be the strategies you should use in retirement. 

Some people use water cooler or coffee station advice during their working years.  This means they just ask their co-workers what options they choose for their 401K and then they just copy that plan.  Your retirement accounts are vital to your future.  Get the education and advice you deserve that will help you to protect what you spent your entire life accumulating.

In this episode, Scott Leonardi talks with Chris Strehle, a 24 year veteran financial advisor and strategic partner at Complete Solutions, to discuss the difference between active and passive investing. 

Chris and Scott discuss:

  • The fact that unfortunately, most people do not know what option they are using nor why
  • What’s important about My Red Money!
  • Different types of client portfolios
  • Using both active and passive money management for various streams of income
  • The importance of determining your risk tolerance—and how to do it
  • And more

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FEATURE

The A, B, C and D’s of Medicare (Ep. 17)

Education, Finance, Financial Services, Investments, Retire, Retirement, , , , , , , , , , ,

Have you planned your healthcare coverage for after you’re retired?

Whether you have yet to retire or are retired already, it’s important to know your options so you can choose a Medicare Plan that fits your needs and makes the most sense for you.

In this episode, Scott Leonardi reveals what you need to know about Medicare and choosing your healthcare plan for retirement.

Scott discusses:

  • How Medicare is designed and what it covers
  • Differences between parts A, B, C and D including their costs
  • Plan options available to you
  • Penalties and how they can affect you
  • And more

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FEATURE

10 Bad Financial Habits to Break to Get Out of Debt, Part Two (Ep. 16)

Education, Finance, Financial Services, Investments, Retire, Retirement, , , , , , , , ,

Have you ever started accumulating debt and decided to just ignore it? Perhaps it is too painful to talk about, or you just don’t even want to take the time to figure out how to get yourself out of debt?

In part two of this two part series, Scott Leonardi revisits 10 financial habits you need to break to get out of debt. Scott shares the second half of the list, and gives you a look into how the habits could be negatively impacting you now and in the future.

Scott discusses:

  • Lifestyle inflation and how it could grow your debt 
  • The importance of budgeting as a way to avoid debt 
  • Why you should always be thinking about the future  
  • Saving, saving, saving!
  • And more

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FEATURE

10 Bad Financial Habits to Break to Get Out of Debt, Part One (Ep. 15)

Education, Finance, Financial Services, Investments, Retire, Retirement, , , , , , , , ,

We all have our own financial habits. Maybe you put a charge on your credit card to earn extra rewards, or find yourself buying a coffee every morning rather than making one at home out of convenience. 

No matter what your habits are, they could be leading you down a path towards debt and you need to learn how to curb those habits before it’s too late. 

In this episode, Scott Leonardi speaks about some of the most common financial habits that people need to break. Scott talks about how people fall into these habits and what you should be doing to get out of them. 

Scott discusses:

  • How financial habits are formed at all ages and could be happening without you even knowing
  • The psychology of spending money and how it can lead to bad habits
  • The concept of keeping up with the Joneses when it comes to your money
  • And more

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FEATURE

The Complete Solutions Retirement Toolkit (Ep. 14)

Education, Finance, Financial Services, Investments, Retire, Retirement, , , , , , , , , ,

Your retirement is like your next big adventure and it is important that you are fully prepared to dive right in.

In this episode, Scott Leonardi educates you about his retirement toolkit and how it is a great resource to ensure that you are planning for retirement properly. Scott introduces you to what is involved in his toolkit and how you can get your hands on it.

Scott discusses:

  • Why he created the retirement toolkit
  • How holistic planning fits into the design of the retirement toolkit
  • What you are getting with the retirement toolkit
  • How retirement isn’t related to age, rather related to money and being prepared
  • And more

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FEATURE

13. Are you Smarter than a 5th Grader? – Talk to your Kids About $$

Education, Finance, Financial Services, Investments, Retire, Retirement, Uncategorized, , , , , , , , , ,

Are you smarter than a fifth grader?

Let’s find out! 

In this episode, Scott Leonardi invites his daughter Milania onto the show to talk about money and answer some trivia … but guess what? You get to participate too! Test your knowledge against a real fifth grader and see how you do. Scott also speaks to his daughter about money so you can see how you could start having the money talk with your children and grandchildren too. 

Scott and Milania discuss:

  • What is money, and what does it do?
  • The importance of saving money
  • Who is responsible to make money
  • Random trivia along the way (this is where you get to play)
  • And more

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FEATURE

12. Identity Theft 101 — Won’t Happen to Me!

Education, Finance, Financial Services, Investments, Retire, Retirement, Uncategorized, , , , , , , , , , ,

Identity theft — as technology enhances, it is becoming a bigger and bigger problem, and you need to know how to protect yourself before it is too late.

In this episode, Scott Leonardi educates you on the problem of identity theft and how it is not something you can simply avoid by shredding some papers. Scott aims to provide you with some information so you can begin protecting yourself and your online identity today! 

Scott discusses:

  • The various types of identity theft and how you can avoid falling victim to them
  • Some staggering statistics about identity theft over the last few years
  • Identity theft as an issue for children
  • What you should be doing now to protect yourself
  • And more

Connect With Scott Leonardi:

(937)898-2273

Complete Solutions Inc.

LinkedIn: Scott Leonardi

LinkedIn: Complete Solutions Inc.

Facebook: Complete Solutions Inc.

Twitter: Scott Leonardi

 

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FEATURE

11. How to Talk about Finances with your Parents

Education, Finance, Financial Services, Investments, Retire, Retirement, Uncategorized, , , , , , , , , , ,

The money talk is often seen as taboo, especially when you are attempting to have it with your parents. 

In this episode, Scott Leonardi aims to dismantle the idea of money being taboo, and gives you ways that you can meaningfully approach your parents about their finances. Scott understands that no two families are alike, and provides you with a number of conversation starters to open those lines of communication.

Scott discusses:

  • The importance of having financial discussions with your parents and family members
  • Using non-financial conversation starters to lead to financial discussions
  • Why he loves getting the entire family involved in financial conversations
  • And more

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